What's on your Credit Report

What type of information is on your Credit Report?

Personal Information Name, address, social security number, birthday, income and employment history. Credit Information Credit cards and loans - the entire history of your loans and credit cards is here - monthly payments, date opened, balance and payment record. Public Record Information Public record info such as bankruptcy, court judgements, foreclosures and other information available from public records. Inquiries The names of those who recently requested your credit report. Commercial Lenders Department Stores Local Merchants Utility Companies Insurance Companies Landlords Hospitals Lawyers Doctors

Information in your credit report also includes matters of public
record such as:

Civil Judgements Tax Liens Bankruptcy

Also Public Records are used to provide information in your credit report from:

Municipal, State and Federal Agencies Land record offices Other government agencies